The apple allow to usa wallet app.the people are very happy this features Apple Pay Cash allows users to send and receive money through iMessage conversations using the Messages app. Cash is sent from a linked debit or credit card, according to Apple. If you are receiving cash, it is stored in an Apple Pay Cash card in the Wallet app. That cash can be used for purchases or it can be transferred to a bank account.
If it’s active on your device already, here’s how to set it up:
Open the Wallet app
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Tap on the Apple Pay Cash card
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Follow the on-screen instructions to set it up, enable Apple Pay, and confirm your details in Settings
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The activation process will then begin, and take a few seconds. When it’s done, you’ll spot an Apple Pay Cash card in Wallet that you can ↓access and use.

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